Civic crowdfunding is the beginning of a new type of participatory democracy for communities."
"Civic crowdfunding is a triumph of individualism over the collective good."
"Civic crowdfunding is the result of a crisis in government."
These three divergent intepretations are among the most common responses to civic crowdfunding. I hear them in one form or another almost every time I give a talk on the topic. Despite their differences, these interpretations are also, for the moment, coexisting quite happily. Platforms and the people who use them don't show much need to agree on what civic crowdfunding is for, or what kind of future its rise might foreshadow.